Hire compliance agents. Keep your people.
de Risk builds, runs and independently validates compliance operations for US banks, credit unions, investment advisers and fintechs.
community bank compliance teams are 2 to 5 people
The duties do not scale
down with the firm.
Most compliance teams are two to five people. The workload doesn't care. SAR filings stayed flat while underlying activity rose — and when one person leaves, the whole function leaves with them.
Four ways in.
Hire an agent
Five agents off the shelf, anything else built to order. It works the queue and leaves a complete record.
The roster → 02Validate your AI
Your vendor validated its own system. We test it on your data and write the model risk file.
Independent validation → 03RIA, BaaS & leadership
Adviser registration and compliance, sponsor-bank oversight, a fractional BSA Officer or CCO.
US services → 04Open in Europe
One firm, an office in Lucerne. Entity, licence route, and a programme before the application.
Swiss & EU entry →Capacity. Defensibility. Independence.
Capacity
An agent starts in three weeks, not three months, and volume stops being capped by headcount.
Defensibility
Every action logged against a named control. The audit trail exists by construction, not by discipline.
Independence
We validate AI we did not build and hold no reseller agreement with any vendor we test.
What no agent does.
Files nothing
A SAR, CTR, or Form ADV amendment — an agent drafts it. A person files it.
Closes nothing alone
Dispositioned by an agent, closed by a person.
Holds no role
BSA Officer, CCO, MLRO — those are people.
Carries no liability
Delegating work is not delegating responsibility.
Your model was validated
by the firm that sold it.
Your screening tool, monitoring system or agent was validated by the company that sold it to you. We test it against your own data — above-the-line and below-the-line, thresholds, scenarios, autonomy boundaries — and write the model risk file.
We do not validate agents we built, and we hold no reseller agreement with any vendor we test.
Read the full scope →See how de Risk Partners works.
Field notes from regulated AI.
AI-Driven Transaction Monitoring: Practical Guide for Compliance Leaders
How to transition from rules-based to AI-driven monitoring. Cut false positives 20–40% while maintaining full regulatory defensibility.
Gold Standard Guide2026Crypto Exchange Compliance Framework 2026
An examination-ready program for VASPs — KYC, monitoring, sanctions, Travel Rule, and governance in one framework.
Press · Yahoo FinanceApr 2025de Risk Partners Marks First Anniversary with Seven-Figure Revenue Milestone
Founded by former Citigroup, Barclays, and Goldman Sachs executives — first year growth and international expansion announced.
Two coasts. One firm.
A transatlantic platform connecting Wall Street’s financial crimes expertise with Switzerland’s regulatory clarity. Serving clients across APAC, Europe, the GCC, and the Americas.
8°18ʹE LuzernSwitzerland · de Risk Suisse GmbH · EMEA & GCC Global HQ
73°22ʹW Westport, CTUnited States · de Risk Partners LLC · Americas US HQ
Hire compliance agents. Keep your people.
A 30-minute call with a partner. No deck, no sales engineer — just a clear read on where you are and what good looks like.